Fintech and Financial Institutions Research Conference
Fintech and Financial Institutions Research Conference
Co-sponsored by the University of Delaware and The Federal Reserve Bank of Philadelphia
April 10-11, 2025
Federal Reserve Bank of Philadelphia
10 N Independence Mall W, Philadelphia, PA 19106
The Fintech and Financial Institutions Conference is a forum for presenting and discussing current research on the inter-linkages of the fintech sector and the broader financial system. The Conference will focus on understanding economic consequences and impacts in both directions, as well as regulatory implications of the fintech sector. The Conference will also focus on technology and engineering developments that are key to the way fintech works within the financial system. The Conference aims to include high-quality academic papers from multiple fields, including finance, economics, computer engineering, management information systems, and others. The Conference aims to foster the dialogue between the Fin and Tech sides of fintech.
We aim for a conference that unites the research conversation across the Fin and Tech Tracks, with authors, discussants, and session chairs contributing to an interdisciplinary conversation. In particular, the event will intermingle sessions for two “tracks” of the conference, with approximately equal agenda time for each.
We will host two keynote speakers, to give full emphasis to the intersecting issues relevant to both tracks.
Please contact udfedconf@udel.edu with inquiries about the Fintech and Financial Institutions Conference.
CONFERENCE program
FINTECH AND FINANCIAL INSTITUTIONS RESEARCH CONFERENCE
Thursday:
8:00 am Breakfast
8:30 am Conference starts
12:00 pm Lunch with Special Featured Speaker, Patrick Harker, President of the Federal Reserve Bank of Philadelphia
5:00 pm Reception
Friday:
8:00 am Breakfast
8:30 am Conference Starts
10:30 am Keynote Speaker
12:00 pm Lunch
5:00 pm Reception
2:00 pm Keynote Speaker
4:15 pm End of Conference
Morning and afternoon paper presentations will occur on both days. Only the Economics/Finance Track papers will also include discussants.
Please contact udfedconf@udel.edu with inquiries about the Fintech and Financial Institutions Conference.
FINTECH AND FINANCIAL INSTITUTIONS RESEARCH CONFERENCE
Economics/Finance Track Paper Presentations
(Discussants & schedule TBA)
The Welfare Benefits of Pay-As-You-Go Financing
Paul Gertler (University of California, Berkeley)
Brett Green (Washington University in St. Louis)
Renping Li (Washington University in St. Louis)
David Sraer (University of California, Berkeley)
AI Coordination and Self-Fulfilling Financial Crises
Hao Yang (Swiss Finance Institute and USI Lugano)
Regulating Credit: Effects on Market Structure, Lender Technologies, and Credit Access
Susan Cherry (Stanford University)
Digital Payments and Monetary Policy Transmission
Pauline Liang (Stanford University)
Matheus Sampaio (Northwestern University)
Sergey Sarkisyan (The Ohio State University)
Anatomy of a Crypto Bank Run
Yuan Gao (University of Arizona)
Richard Sias (University of Arizona)
Learning from DeFi: Would Automated Market Makers Improve Equity Trading?
Katya Malinova (DeGroote School of Business, McMaster University)
Andreas Park (University of Toronto)
Leveling the Field: Equitable Interest Rates for Unsecured Personal Loans
Ram Gopal (University of Warwick)
Xiao Qiao (City University of Hong Kong)
Moris Strub (University of Warwick)
Zonghao Yang (Stevens Institute of Technology)
Financial Innovation, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems
Jacelly Cespedes (University of Minnesota)
Carlos Burga (PUC-Chile)
Carlos Parra (PUC-Chile)
Bernardo Rica (Insper)
Buy Now Pay (Less) Later: Leveraging Private BNPL Data in Consumer Banking
Christine Laudenbach (SAFE and Goethe University)<laudenbach@safe.de>
Elin Molin (Lund University)
Talina Sondershaus (Lund University)
Kasper Roszbach (Norges Bank)
The Decline of Branch Banking
Rajesh Narayanan (Louisiana State University)
Dimuthu Ratnadiwakara (Federal Reserve Bank of Richmond)
Philip Strahan (Boston College & NBER)
Tech Track Paper Presentations
(additional paper TBA)
Generative AI for Modeling Customer Behavior: Exploring Effective Intervention Strategies
Xuewen Han (Tsinghua University)
Kunpeng Zhang (University of Maryland)
Sean Xin Xu (Tsinghua University)
Fighting Climate Change with FinTech
Antonio Gargano (University of Houston)
Alberto Rossi (Gerogetown University)
Matrix profile enhanced Bayesian online change point detection for Bitcoin ETF trading
Masoud Neshastehriz (University of Delaware)
Paul Laux (University of Delaware)
Preliminary Lessons Learned from the Change Healthcare Nationwide Pharmacy Outage
William Yurcik (Centers for Medicare & Medicaid Services)
Andreas Schick (U.S. Food & Drug Administration)
FINTECH AND FINANCIAL INSTITUTIONS RESEARCH CONFERENCE
Organizers
Conference Chair:
Paul Laux (University of Delaware)
Fin Track Chairs:
Michael Gelman (University of Delaware)
Vitaly Meursault (Federal Reserve Bank of Philadelphia)
Tech Track Chairs:
Nektarios Tsoutsos (University of Delaware)
Gang Wang (University of Delaware)
Program Committee
Joseph Abadi (Federal Reserve Bank of Philadelphia)
Tetyana Balyuk (Emory University)
Jack Bao (University of Delaware)
Sunita Chandrasekaran (University of Delaware)
Bintong Chen (University of Delaware)
John D'Arcy (University of Delaware)
Michael De Lucia (US Army ARL, UD)
Sebastian Doerr (Bank for International Settlements)
Laura Field (University of Delaware)
Paul Goldsmith-Pinkham (Yale)
Charles Gouert (NVIDIA Research)
Deeksha Gupta (John Hopkins University)
Vinu Joseph (NVIDIA)
Jinwook Lee (Drexel University)
Wenli Li (Federal Reserve Bank of Philadelphia)
Chen Liu (Intel)
Dimitris Mouris (Nillion)
Marina Niessner (Indiana University)
Ashish Pujari (Google)
Sebastian Doerr (Bank for International Settlements)
Xiao Fang (University of Delaware)
Alberto Rossi (Georgetown University)
Philip Strahan (Boston College)
James Vickery (Federal Reserve Bank of Philadelphia)
Wujie Wen (NC State University)
Jiaheng Xie (University of Delaware)
Jiafeng Xie (Villanova University)
David Yermack (New York University)
Gloria Yang Yu (Singapore Management University)
Xu Yuan (University of Delaware)
Yao Zeng (University of Pennsylvania)
Kunpeng Zhang (University of Maryland)
Tianjian (TJ) Zhang (California State University Dominguez Hills)
- Hong-Sheng Zhou (Virginia Commonwealth University)
- Yu Zhu (University of Delaware)
Please contact udfedconf@udel.edu with inquiries about the Fintech and Financial Institutions Conference.
2025 KEYNOTE SPEAKER - Stefan Nagel
We are pleased to announce that one of our keynote speakers will be Stefan Nagel, Fama Family Distinguished Service Professor of Finance, University of Chicago.
Professor Nagel research focuses on asset pricing, investor behavior, and the formation of investor expectations. His most recent work explores the role of personal experiences in shaping expectations about the macroeconomy and financial market returns, models of investor learning about long-run growth with decaying memory, and the application of machine learning techniques to understand the risk and return of investment strategies in the stock market. Nagel has won various awards for his research, among them the Smith-Breeden Prize of the American Finance Association for the best paper in the Journal of Finance in 2004 and the Fama/DFA prize for the best asset pricing paper in the Journal of Financial Economics in 2006 and 2020 (first prize) and 2010 (second prize).
2025 KEYNOTE SPEAKER - RAMAYYA KRISHNAN
We are pleased to announce that one of our keynote speakers will be Ramayya Krishnan, dean of Heinz College of Information Systems and Public Policy and William W, and Ruth F. Cooper professor of management science and information systems.
Krishnan has founded four externally funded research centers, raising close to $100M dollars over the course of the last decade. He directs the Block Center for Technology and Society and advises policy makers, business leaders and international organizations such as the Asian Development Bank on Technology and Policy. He is an American Association for the Advancement of Science - AAAS Fellow (section T), an INFORMS Fellow, an elected member of the National Academy of Public Administration and a commissioner of the Geotech Center of the Atlantic Council. Krishnan also has extensive experience and expertise in public policy.
Lodging & Travel
Secure your lodging at our special conference rate at the Hotel Monaco near the Federal Reserve Bank of Philadelphia. Discounted rates are available for reservation until March 20 when using this link: FRB Fintech Conference Block.