Plan Rates

 

Health Care Coverage

Effective July 1, 2025

 

 
  Total Per Month Rate University Share Employee/Retiree Share Per Month Employee/Retiree
Share w/Surcharge*
Highmark Blue Choice Deductible PPO
Employee/Retiree $1,102.06 $1,057.98 $44.08  
Employee/Retiree & Spouse $2,280.12 $2,188.92 $91.20 $291.20
Employee/Retiree & Child(ren) $1,675.24 $1,608.24 $67.00  
Family $2,850.26 $2,736.26 $114.00 $314.00
Aetna CDH Gold
Employee/Retiree $1,140.62 $1,083.60 $57.02  
Employee/Retiree & Spouse $2,364.98 $2,246.74 $118.24 $318.24
Employee/Retiree & Child(ren) $1,742.66 $1,655.54 $87.12  
Family $3,004.50 $2,854.28 $150.23 $350.22
Aetna HMO
Employee/Retiree $1,150.54 $1,075.76 $74.78  
Employee/Retiree & Spouse $2,425.78 $2,268.10 $157.68 $357.68
Employee/Retiree & Child(ren) $1,760.02 $1,645.62 $114.40  
Family $3,026.82 $2,830.08 $196.74 $396.74
Highmark Blue Choice PPO
Employee/Retiree $1,258.16 $1,091.46 $166.70  
Employee/Retiree & Spouse $2,610.80 $2,264.88 $345.92 $545.92
Employee/Retiree & Child(ren) $1,939.04 $1,682.12 $256.92  
Family $3,263.86 $2,831.40 $432.46

$632.46

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

Individual Medicare Supplements

Current Rates

(Retiree and/or Spouse, when Medicare eligible)

  Total Monthly Rate University Share Employee/Retiree Share Per Month Employee/Retiree Share w/Surcharge*
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse $643.02 $610.87 $32.15 $232.15
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse $364.56 $346.33 $18.23 $218.23

Medicare Supplement plans are provided at no cost for UD retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

*For employee/retiree spouse and family coverage plans, an additional charge of $200/month may be applicable. For further details, please visit the Working Spouse Surcharge info page.

     

Active Employee Dental Coverage

  Total Monthly Rate University Share Employee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee $46.81 $46.81 $0
Employee & Spouse $94.22 $94.22 $0
Employee & Child(ren) $105.43 $105.43 $0
Family $153.21 $153.21 $0
Through COBRA, University Retirees may participate in Active Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

 

Retiree Dental Coverage

  Total Monthly Rate University Share Retiree Share
MetLife Dental Core for Retirees (only)
Retiree $36.08 $0 $36.08
Retiree & Spouse $67.17 $0 $67.17
Retiree & Child(ren) $80.05 $0 $80.05
Family $119.29 $0 $119.29
MetLife Dental Enhanced for Retirees (only)
Retiree $45.94 $0 $45.94
Retiree & Spouse $85.87 $0 $85.87
Retiree & Child(ren) $96.85 $0 $96.85
Family $146.22 $0 $146.22

Active Employee Vision Coverage

  Total Monthly Rate University Share Employee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees
Employee $4.42 $4.42 $0
Employee & Spouse $9.50 $4.42 $5.08
Employee & Child(ren) $7.16 $4.42 $2.74
Family $13.06 $4.42 $8.64

Retiree Vision Coverage

  Total Monthly Rate University Share Retriee Share
Vision Plan Administered by National Vision Administrators (NVA) for Retirees
Retiree  $4.42  $0 $4.42
Retiree & Spouse $9.50  $0 $9.50
Retiree & Child(ren)  $7.16  $0  $7.16
Family  $13.06 $0  $13.06

Effective July 1, 2025

Health Care Coverage

  Total Monthly Rate COBRA @ 102%
Highmark Blue Choice Deductible PPO
Employee/Retiree $1,102.06 $1,124.10
Employee/Retiree & Spouse $2,280.12 $2,325.72
Employee/Retiree & Child(ren) $1,675.24 $1,708.74
Family $2,850.26 $2,907.27
Aetna CDH Gold
Employee/Retiree $1,140.62 $1,163.43
Employee/Retiree & Spouse $2,364.98 $2,412.28
Employee/Retiree & Child(ren) $1,742.66 $1,77.51
Family $3,004.50 $3,064.59
Aetna HMO
Employee/Retiree $1,150.54 $1,173.55
Employee/Retiree & Spouse $2,425.78 $2,474.30
Employee/Retiree & Child(ren) $1,760.02 $1,795.22
Family $3,026.82 $3,087.36
Highmark Blue Choice PPO
Employee/Retiree $1,258.16 $1,283.32
Employee/Retiree & Spouse $2,610.80 $2,663.02
Employee/Retiree & Child(ren) $1,939.04 $1,977.82
Family $3,263.86 $3,329.14

Dental Coverage

  Total Monthly Rate COBRA @ 102%
Dental Plan Administered by MetLife
Employee $49.15 $50.13
Employee & Spouse $98.93 $100.91
Employee & Child(ren) $110.70 $112.91
Family $160.87 $164.09

Vision Coverage


  Total Monthly Rate COBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee $4.42 $4.51
Employee & Spouse $9.50 $9.69
Employee & Child(ren) $7.16 $7.30
Family $13.06 $13.32

Health Care Coverage

Rates Effective July 1, 2025

  Per Pay Rate University Share Employee Share
Highmark Blue Choice Deductible PPO
Employee $551.03 $538.53 $12.50
Employee & Spouse $1,140.06 $1,117.26 $22.80
Employee & Child(ren) $837.62 $820.87 $16.75
Family $1,425.13 $1,396.63 $28.50
Aetna CDH Gold
Employee $570.31 $556.05 $14.25
Employee & Spouse $1,182.49 $1,152.93 $29.56
Employee & Child(ren) $871.33 $849.55 $21.78
Family $1,502.25 $1,464.70 $37.55
Aetna HMO
Employee $575.27 $556.57 $18.69
Employee & Spouse $1,212.89 $1,173.47 $39.42
Employee & Child(ren) $880.01 $851.41 $28.60
Family $1,513.41 $1,464.22 $49.18
Highmark Blue Choice PPO
Employee $629.08 $587.41 $41.67
Employee & Spouse $1,305.40 $1,218.92 $86.48
Employee & Child(ren) $969.52 $905.29 $64.23
Family $1,631.93 $1,523.81 $108.11

 

Health Care Coverage

Effective July 1, 2024

 

 
  Total Monthly Rate University Share Employee/Retiree Share
Highmark Blue Cross Blue Shield Delaware (HBCBSD) First State
Employee/Retiree $1,102.06 $1,057.98 $44.08
Employee/Retiree & Spouse $2,280.12 $2,188.92 $91.20
Employee/Retiree & Child(ren) $1,675.24 $1,608.24 $67.00
Family $2,850.26 $2,736.26 $114.00
Aetna CDH Gold
Employee/Retiree $1,140.62 $1,083.60 $57.02
Employee/Retiree & Spouse $2,364.98 $2,246.74 $118.24
Employee/Retiree & Child(ren) $1,742.66 $1,655.54 $87.12
Family $3,004.50 $2,854.28 $150.23
Aetna HMO
Employee/Retiree $1,150.54 $1,075.76 $74.78
Employee/Retiree & Spouse $2,425.78 $2,268.10 $157.68
Employee/Retiree & Child(ren) $1,760.02 $1,645.62 $114.40
Family $3,026.82 $2,830.08 $196.74
Highmark Blue Cross Blue Shield Delaware Comprehensive PPO Plan
Employee/Retiree $1,258.16 $1,091.46 $166.70
Employee/Retiree & Spouse $2,610.80 $2,264.08 $345.92
Employee/Retiree & Child(ren) $1,939.04 $1,682.12 $256.92
Family $3,263.86 $2,831.40 $432.46

 

Individual Medicare Supplements

Current Rates

(Retiree and/or Spouse, when Medicare eligible)

  Total Monthly Rate University Share Employee/Retiree Share
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITH Prescription Coverage
Retiree and/or Spouse $643.02 $610.87 $32.15
Highmark Blue Cross Blue Shield Delaware Special Medicfill WITHOUT Prescription
Retiree and/or Spouse $364.56 $346.33 $18.23
Medicare Supplement plans are provided at no cost for UD retirees who retired on or before 7-1-2012.
HBCBSD Special Medicfill WITHOUT prescription is offered for Medicare participants enrolled in a separate Medicare Part D plan.

Active Employee Dental Coverage

  Total Monthly Rate University Share Employee Share
Dental Plan Administered by MetLife for Active University faculty and staff
Employee $46.81 $46.81 $0
Employee & Spouse $94.22 $94.22 $0
Employee & Child(ren) $105.43 $105.43 $0
Family $153.21 $153.21 $0

 

Retiree Dental Coverage

  Total Monthly Rate University Share Retiree Share
Dominion - Dental HMO for Retirees (only)
Retiree $27.94 $0 $27.94
Retiree & Spouse $51.96 $0 $51.96
Retiree & Child(ren) $56.00 $0 $56.00
Family $76.08 $0 $76.08
Delta Dental - PPO Plus Premier for retirees (only)
Retiree $37.44 $0 $37.44
Retiree & Spouse $76.42 $0 $76.42
Retiree & Child(ren) $75.02 $0 $75.02
Family $125.20 $0 $125.20
Through COBRA, University Retirees may participate in Met Life Dental for up to 18 months following date of retirement. The retiree pays 102% of the total monthly rate shown above.

Vision Coverage

  Total Monthly Rate University Share Employee Share
Vision Plan Administered by National Vision Administrators (NVA) for Active Employees and UD Retirees*
Employee $4.42 $4.42 $0
Employee & Spouse $9.50 $4.42 $5.08
Employee & Child(ren) $7.16 $4.42 $2.74
Family $13.06 $4.42 $8.64
*University of Delaware retirees are responsible for the Total Monthly Premium. There is no University contribution toward the cost of vision coverage for retirees or their eligible family members.

Effective July 1, 2024

Health Care Coverage

  Total Monthly Rate COBRA @ 102%
Highmark Delaware First State Basic
Employee/Retiree $1,102.06 $1,124.10
Employee/Retiree & Spouse $2,280.12 $2,325.72
Employee/Retiree & Child(ren) $1,675.24 $1,708.74
Family $2,850.26 $2,907.27
Aetna CDH Gold
Employee/Retiree $1,140.62 $1,163.43
Employee/Retiree & Spouse $2,364.98 $2,412.28
Employee/Retiree & Child(ren) $1,742.66 $1,77.51
Family $3,004.50 $3,064.59
Aetna HMO
Employee/Retiree $1,150.54 $1,173.55
Employee/Retiree & Spouse $2,425.78 $2,474.30
Employee/Retiree & Child(ren) $1,760.02 $1,795.22
Family $3,026.82 $3,087.36
Highmark Delaware Comprehensive PPO Plan
Employee/Retiree $1,258.16 $1,283.32
Employee/Retiree & Spouse $2,610.80 $2,663.02
Employee/Retiree & Child(ren) $1,939.04 $1,977.82
Family $3,263.86 $3,329.14

Dental Coverage

  Total Monthly Rate COBRA @ 102%
Dental Plan Administered by MetLife
Employee $46.81 $47.75
Employee & Spouse $94.22 $96.10
Employee & Child(ren) $105.43 $107.54
Family $153.21 $156.27

Vision Coverage


  Total Monthly Rate COBRA @ 102%
Vision Plan Administered by National Vision Administrators (NVA)
Employee $4.42 $4.51
Employee & Spouse $9.50 $9.69
Employee & Child(ren) $7.16 $7.30
Family $13.06 $13.32

Health Care Coverage

Rates Effective July 1, 2024

  Total Monthly Rate University Share Employee Share
Highmark Delaware First State Basic
Employee $1,102.06 $1,077.06 $25.00
Employee & Spouse $2,280.12 $2,234.52 $45.60
Employee & Child(ren) $1,675.24 $1,641.74 $33.50
Family $2,850.26 $2,793.26 $57.00
Aetna CDH Gold
Employee $1,140.62 $1,112.11 $28.51
Employee & Spouse $2,364.98 $2,305.86 $59.12
Employee & Child(ren) $1,742.66 $1,699.10 $43.56
Family $3,004.50 $2,929.39 $75.11
Aetna HMO
Employee $1,150.54 $1,113.15 $37.39
Employee & Spouse $2,425.78 $2,346.94 $78.84
Employee & Child(ren) $1,760.02 $1,702.82 $57.20
Family $3,026.82 $2,928.45 $98.37
Highmark Delaware Comprehensive PPO Plan
Employee $1,258.16 $1,174.81 $83.35
Employee & Spouse $2,610.80 $2,437.84 $172.96
Employee & Child(ren) $1,939.04 $1,810.58 $128.46
Family $3,263.86 $3,047.63 $216.23