Protect your stimulus check: beware of scams

Protect your stimulus check: beware of scams

April 2020
 

Scammers are trying everything to swindle vulnerable Americans during the current coronavirus crisis. They are using calls, emails and even traditional mail to sell fake cures, offer stocks for fake companies and peddle overpriced “cleaning products.”  Unfortunately, since the government announced it would be sending stimulus payments of up to $1,200 to qualifying Americans, scammers are ramping up their efforts.

You should be aware that most people who qualify to receive a stimulus check do not need to sign up, apply or "verify" any personal information, online or elsewhere. These stimulus funds will come to you from the U.S. Treasury by U.S. Mail or direct deposit. The United State government will never call, email or text you asking for bank details, social security numbers or money.

If you have questions, visit the official IRS website at https://www.irs.gov/coronavirus (Be sure it irs.gov, not irs.com.)

In addition to being aware of the above, follow these tips to protect yourself from scams:

1. Hang up on robocalls. Do not press any numbers. Scammers are using illegal robocalls to pitch everything from scam coronavirus treatments to work-at-home schemes.

2. Ignore online offers for vaccinations and home test kits. Scammers are trying to get you to buy products that aren’t proven to treat or prevent the COVID-19. At this time, there are no FDA-authorized home test kits available. Visit the FDA’s COVID-19 website to learn more.

3. Know who you’re buying from. Online sellers may claim to have in-demand products, like cleaning, household and health and medical supplies when, in fact, they don’t.

4. Don’t click on links from sources you don’t know. They could download viruses onto your computer or device, putting your personal data at risk.

5. Watch for emails claiming to be from the Centers for Disease Control and Prevention (CDC) or experts saying they have information about the virus. For the most up-to-date information about the coronavirus, visit the Centers for Disease Control and Prevention (CDC) and the World Health Organization (WHO) online.

6. Do your homework when it comes to donations, whether through charities or crowdfunding sites. Don’t let anyone rush you into making a donation. If someone wants donations in cash, by gift card or by wiring money, just say no.

These are just a few ways scammers are trying to undermine our finances. Elderly audiences, in particular, are most vulnerable. Please share this information with your parents, grandparents, loved ones, family and friends.