/**
 * @version 1.10 10 Mar	1997
 * @author Gary	Cornell
 */

import corejava.*;
import java.text.*;

public class Mortgage
{  public static void main(String[] args)
   {  double principal;
      double yearlyInterest;
      int years;

      principal	= Console.readDouble
	 ("Loan	amount (no commas):");
      yearlyInterest = Console.readDouble
	 ("Interest rate in % (ex: use 7.5 for 7.5%):")/100;
      years = Console.readInt("The number of years:");

      double monthlyInterest = yearlyInterest /	12;
      double payment = principal * monthlyInterest
	 / (1 -	(Math.pow(1/(1 + monthlyInterest),
	    years * 12)));
      System.out.println("Your payment is ");
      NumberFormat nf =	NumberFormat.getCurrencyInstance();
      System.out.println(nf.format(payment));
   }
}